Effective Date: April 1, 2025
At Budget Flow, we believe your financial data belongs to
you. This Privacy Policy explains how we handle your
information with the utmost care, security, and
transparency.
1. Limited Data Collection
Budget Flow is designed with your privacy as a priority. We
collect only the minimum data necessary to provide our services:
-
Account Information: Basic details needed
to create your account, such as email address.
-
Financial Data: Budget amounts, expense
categories, and transactions you manually enter. This data
is stored locally on your device whenever possible.
-
App Usage Statistics: Anonymous information
about how you use the app to help us improve the user
experience.
-
Device Information: Basic details about
your device to ensure proper app function and
troubleshooting.
2. How We Use Your Data
The limited data we collect is used exclusively for:
-
Providing and improving our core budget management services
-
Creating personalized insights to help you manage your
finances better
- Troubleshooting technical issues
-
Enhancing app functionality based on anonymous usage
patterns
3. Data You Control
Budget Flow gives you full control over your data:
-
All financial information is primarily stored locally on
your device
-
Cloud backup is entirely optional and can be
enabled/disabled at any time
-
You can delete your account and all associated data at any
time
- Export your data in standard formats whenever you want
4. Security Measures
We implement robust security measures to protect your financial
data:
- End-to-end encryption for all data transmission
-
Option to secure the app with biometric authentication or
PIN code
- Automatic logout after periods of inactivity
- Regular security audits and updates
- No storage of bank credentials on our servers
5. Analytics and Third-Party Services
We use limited analytics tools to improve our service:
-
Anonymous usage statistics that cannot identify individual
users
- Crash reports to fix technical issues
-
We do not sell your data to advertisers or third parties
6. Optional Permissions
Budget Flow may request the following permissions, all of which
are optional:
-
Camera: Only if you choose to scan receipts
-
Notifications: For budget alerts and
reminders
-
Face ID/Touch ID: For secure app access
7. Children's Privacy
Budget Flow is not directed at individuals under the age of 13.
We do not knowingly collect personal information from children
under 13.
8. Your Rights
You have the right to:
- Access all data we hold about you
- Request correction of inaccurate data
- Delete your account and associated data
- Export your data in standard formats
- Opt-out of non-essential data collection
9. Policy Updates
We may occasionally update our Privacy Policy. Significant
changes will be notified through the app and updated on this
page with a new "Effective Date."
10. Contact Us
If you have any questions about this Privacy Policy, please
contact us at:
privacy@budgetflow.app